Which term describes a legally binding promise recorded in relation to property?

• A. Covenant
• B. Deed
• C. Lien
• D. Mortgage

Answer: (A)

A covenant is a legally binding promise tied to a property that is typically recorded in the public title records so future owners are aware of the obligation. Covenants can require a person to do or not do something related to the land—such as maintaining a shared fence, restricting certain uses, or keeping up properties in a subdivision. Because they’re recorded, covenants run with the land and bind successors, making them enforceable against current and future owners.

A deed, by contrast, is the document that transfers ownership of the property and may include promises, but its primary purpose is to convey title. A lien is a claim against the property to secure payment of a debt, not a promise to take or refrain from actions. A mortgage is a loan agreement secured by the property and involves a promise to repay, but it is the financing instrument rather than the general concept of a promise recorded against land.